ÀÖ²¥´«Ã½

2027 Annual Enrollment

Annual Enrollment Begins October 1, 2026
As a benefits-eligible LSU employee, you have a wide variety of benefit options available to you and your eligible dependents.  Annual Enrollment provides you an annual opportunity to enroll, make changes to, or cancel benefit elections for the following calendar year. You can review your current benefit elections in Workday, including enrolled dependents and designated beneficiaries, and make changes that fit your needs. 

If no action is taken, all benefits will roll over to the 2027 Plan Year, except for Flexible Spending Account(s) (FSA) and Health Savings Account (HSA) contributions. 

• FSA contributions must be re-elected each year.
• HSA contributions must be re-elected each year, but can be changed at any time.

Annual Enrollment will close on Friday, November 13, 2026 at 4 PM CST. Workday will not allow for any changes to be made after the Annual Enrollment period has ended. All changes made will be effective January 1, 2027.

Important Dates to Remember: 

October 1, 2026 – Annual Enrollment begins 
November 13, 2026 – Annual Enrollment ends at 4 PM CST
January 1, 2027 – New plan year begins

Benefits Fair and Flu Shots on Wednesday, October 14th from 10am - 1pm

Health Insurance

• • 5% premium increase and combining the medical and prescription drug out-of-pocket maximums into a single annual maximum. 
  • $25/month wellness premium credit ($35 with a covered spouse) if criteria have been met. 
    
    
• (available for Medicare - primary retirees)
  • Retirees who have Medicare A and B primary on all covered family members. 
  • 17% premium decrease. Members will have two ID cards: One for medical coverage and one for prescription drug coverage. 
    
    
• • 7.75% premium increase with no plan design changes
    
    

• • 7.75% premium increase with no plan design changes
  • To contribute to your HSA for 2027, please complete a and submit to benefits@lsu.edu

  • The 2027 contribution limits are below. Employees age 55 and older may contribute an additional $1,000.

    • Employee Only: $4,500
    • Employee + Family: $9,000
  • Per IRS, Employees who are enrolled in an HSA health plan are not able to enroll and contribute to the Flexible Spending Account (FSA) program at the same time.
    
    

•   (available only for employees who live in designated regions)

  • 7.75% premium increase with no plan design changes
    
    

•  

  • 7.75% premium increase with no plan design changes
    
    

• • 7.75% premium increase with no plan design changes

Supplemental Insurance

• 
  
  • No changes to premiums or plan design.  
  • 
    
    

• • No premiums increase.
  • Effective January 1, 2027, Humana will no longer be able to steer participants toward specific vision providers (e.g., Target) or offer provider-specific incentives resulting from new Louisiana legislation (). 
    Beginning 1/1/27:
    • The frame allowance will be $150 for all in-network providers. 
    • The 15-20% discount on amounts over the contact lens or frame allowance will no longer apply.
  •  
    
    
• • Please review your beneficiary designations in Workday
  • LSU System Term Life (UnitedHealthcare)
    • No changes to premium or plan design. Note: Your premium may increase if you are entering a new age band.
    • Employee: Maximum coverage up to the lessor of 3 times annual salary or $350,000 in $10,000 increments.
      
      • If you are currently enrolled, you may increase your coverage by $10,000, up to the maximum limit, with no Evidence of Insurability (EOI)*.
      • If you are not enrolled, you may elect $10,000 with no EOI*.
    • Spouse: Maximum coverage up to 50% of employee amount, up to maximum of $175,000 in $5,000 increments. 
      • Must submit to elect any new or additional coverage.
    • Child(ren): Maximum coverage up to 50% of employee amount, up to maximum of $175,000 in $5,000 increments. 
      • May enroll child(ren) in any level of coverage with no EOI.
    • *If you have been previously declined for coverage by UHC, you must re-submit EOI and be approved for any coverage.
  • OGB Term Life (Prudential)

    • No changes to premium or plan design. Note: Premium is based on age and may change if entered a new age band.

    • You may apply for this benefit during Annual Enrollment with . 

    • If you would like to cancel your coverage, please contact HRM directly at benefits@lsu.edu.
      
      

• • No changes to premium or plan design.
  • You may enroll, make changes, or cancel this benefit at anytime

  • Please review your beneficiary designations in Workday.
    
    

• • No changes to premium or plan design. Note: Premium is based on salary and may change.
  • You may apply for this benefit at any time with .
  • To cancel your current coverage, please contact HRM directly at benefits@lsu.edu.
     
•   
  • No changes to premium or plan design. Note: Your premium may increase if you are entering a new age band. 
  • for enrolled employees, spouses, and child(ren).
  • Please review your beneficiary designations in Workday.
    
    

• • No changes to premium or plan design.
  • for enrolled employees and spouses.
    
    

• • Employees must enroll and set their annual contribution limits each year.
  • Administrative fee of $5.00 per month will apply for 2027 Plan Year.
  • Healthcare FSA maximum contribution limit is $3,400. 
  • Dependent Care FSA maximum contribution limit is $7,500* ($3,750 if married and filing separately)
    • The IRS requires employers to perform non-discrimination testing, which means contribution limits must sometimes differ by income.
    • *If you are a Highly Compensated Employee (HCE), defined by the IRS as someone who earned $160,000 or more in the prior year, your dependent care maximum remains at $5,000.
  • Per IRS, Employees who are enrolled in an HSA health plan are not able to enroll and contribute to an FSA at the same time.
    
    
• • No plan design or premium changes. 
     

• • Help protect your furry friends while enjoying flexible coverage and the freedom to visit any U.S. licensed vet.
  • This benefit is not payroll-deducted and must be elected directly with MetLife. You may enroll, make changes, or cancel this benefit at anytime. Fetch a quote .

Resources:
- Summary of 2027 Annual Enrollment Information
- 2027 Health Insurance Comparison
- 2027 Health Insurance Premiums
- Workday Annual Enrollment Job Aid
- Workday Adding a Dependent Job Aid
- 2027 Benefits Booklet - coming soon!